Straight-forward, no nonsense Free Checking Account*
Altra’s Free Checking Account offers lots of convenient features that make managing your account easy on you (and your wallet)! But there is one thing we don’t have – fees if you don’t keep a minimum balance.
Opening an account is easy online or stop into one of our many branches. Already have checking elsewhere? No problem, use our Checking Switch Kit to move your account!
*Altra Free Checking is free with electronic statements (eStatements). If you choose to not accept eStatements, a service charge will be applied to receive monthly paper statements (excludes ages 17 & under). Membership eligibility required. Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts. One account per person. A joint account holder age 18 or over is required if minor account holder is under the age of 16.
Best Life Advantage Money Market Rates
Rates effective March 1, 2023; subject to change.
| Minimum Balance |
Dividend Rate | APY* |
| $0,000-$14,999 | 1.490 | 1.50 |
| $15,000-$49,999 | 1.588 | 1.60 |
| $50,000-$74,999 | 1.687 | 1.70 |
| $75,000-$99,999 | 1.785 | 1.80 |
| $100,000-$149,999 | 1.884 | 1.90 |
| $150,000 & over | 1.982 | 2.00 |
*Best Life Advantage Money Market: Annual Percentage Yield (APY) based on average daily balance. Membership eligibility required. One account per member; personal accounts only. Account balance may be added to at any time; no penalty for withdrawal. No checking or direct deposit required. Rates subject to change. Limited time offer.
Check It Out!
- No Minimum Balance, No Monthly Fees
- 30,000+ Surcharge-Free ATMs Nationwide
- Free Online Banking
- Free Bill Pay
- Free eStatements
- Free Debit Card
- Free Mobile app with Free Remote Check Deposit
- Free Altra Pay (instantly send money to friends and family)
- Free Overdraft Transfers from an Altra Line of Credit or HELOC
- Free unlimited ATM withdrawals at Altra-owned ATMs
- Three Free ATM withdrawals/month at non-Altra ATMs, then $1.50 per transaction (surcharges may apply from ATM owner)
- Free telephone account access & balance inquiries
- Free unlimited phone transfers from Altra Checking
- Free Altra Secure ID Identity Theft protection
- Free Online Check Images
- Free checks for members age 60+ (limit 1 box; must be ordered in person or by phone)
- Free Welcome Pack of checks for Students
